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Published 2026-09-27 · Updated 2026-09-28

The Money Changer Playbook: Arcade, Lucky Plaza, Mustafa

Where to change money in Singapore, how rates work, and how to avoid tourist spreads.

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The three clusters

The Arcade (Raffles Place) for CBD-sharp rates, Lucky Plaza (Orchard) for convenience, Mustafa Centre (Little India) for late-night and exotic currencies.

Read the board

Boards show we-buy / we-sell per currency. The spread between them is the changer's margin — tighter is better. For amounts over a few thousand, ask for the dealer rate.

Stay legit

Every legal counter displays a MAS money-changing licence. Never change with touts outside the licensed counters.

Frequently asked questions

Is this guide verified?

Editorial seed — confirm hours and policies on official channels.

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Updated when?

Seed updated 2026-09-28.

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