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Published 2026-09-28 · Updated 2026-09-28 · Last verified 2026-09-28

Best of 2026

Best ATMs near Orchard MRT 2026

Best ATMs near Orchard and Somerset MRT for tourists and locals — POSB/DBS, OCBC, UOB, Maybank, Citibank, HSBC, StanChart inside Orchard Road malls.

Orchard Road at night — mall belt for indoor ATMs
Orchard Road at night — mall belt for indoor ATMs

Also see: POSB/DBS ATM — Orchard belt · OCBC ATM — ION Orchard · UOB ATM — Orchard · Maybank ATM — Orchard · Citibank ATM — Orchard · HSBC ATM — Orchard · StanChart ATM — Orchard · POSB

How we ranked (2026)

Editorial shortlist for ATMs in Orchard MRT. Seed / sample NAP — confirm on the day. Last verified 2026-09-28.

  • Indoor / mall-lobby access (rain and heat)
  • Proximity to Orchard or Somerset MRT
  • Brand match for fee-free withdrawals
  • Tourist-friendly locating (ION, Ngee Ann, Plaza Singapura)
  • Seed honesty on 24h vs mall-gated access

Quick comparison

ATMBrandMRTBest for
POSB/DBS ATM — Orchard beltposbOrchard / Somerset mall unpaid lobbiesDBS/POSB network · mall-gated overnight — confirm DBS locator
OCBC ATM — ION OrchardocbcOrchard (NS22/TE14) → ION unpaid clusterION B4 seed cluster · confirm OCBC locator + mall directory
UOB ATM — OrcharduobOrchard (NS22/TE14) mall beltUOB cardholders · mall lobby hours — confirm UOB locator
Maybank ATM — OrchardmaybankOrchard (NS22/TE14) mall beltMaybank cardholders · mall-gated — confirm Maybank locator
Citibank ATM — OrchardcitibankOrchard (NS22/TE14) mall beltCiti cardholders · mall hours — confirm Citi channels
HSBC ATM — OrchardhsbcOrchard (NS22/TE14) mall beltHSBC cardholders · mall hours — confirm HSBC ways-to-bank
StanChart ATM — Orchardstandard-charteredOrchard (NS22/TE14) mall beltStanChart cardholders · mall hours — confirm SC locator

Ranked picks

1POSB/DBS ATM — Orchard belt

Near Orchard (NS22/TE14). Hours: Typically Daily ~07:00–23:00 in mall unpaid areas (seed). Confirm on official locator ↗ · Full place page →

2OCBC ATM — ION Orchard

Near Orchard (NS22/TE14) · Unit B4 (ION Orchard unpaid ATM cluster — confirm directory). Hours: Daily ~07:00–23:00 (mall). Confirm on official locator ↗ · Full place page →

3UOB ATM — Orchard

Near Orchard (NS22/TE14). Hours: Daily ~07:00–23:00. Confirm on official locator ↗ · Full place page →

4Maybank ATM — Orchard

Near Orchard (NS22/TE14). Hours: Daily ~07:00–23:00. Confirm on official locator ↗ · Full place page →

5Citibank ATM — Orchard

Near Orchard (NS22/TE14). Hours: Daily mall hours. Confirm on official locator ↗ · Full place page →

6HSBC ATM — Orchard

Near Orchard (NS22/TE14). Hours: Daily mall hours. Confirm on official locator ↗ · Full place page →

7StanChart ATM — Orchard

Near Orchard (NS22/TE14). Hours: Daily mall hours. Confirm on official locator ↗ · Full place page →

Sample / seed listings — hours, phones, and desk locations can change. Confirm on the day before you travel. See methodology.

The best ATMs in Orchard 2026 sit inside ION / Ngee Ann / Plaza Singapura-style mall links near Orchard and Somerset MRT — POSB/DBS, OCBC, UOB, Maybank, Citibank, HSBC and StanChart are seeded. Prefer indoor lobbies in rain; confirm access hours when malls close.

Station vs mall-lobby access

Orchard ATM density is mostly inside mall unpaid lobbies (ION, Ngee Ann City, Plaza Singapura belt) reached from Orchard / Somerset MRT exits — not a single outdoor station-wall pin. Overnight access is often mall-gated; treat seed “Daily ~07:00–23:00” hours as illustrative. Use each bank’s official locator deep-link on the ranked place cards before you travel.

Criteria snapshot

  • Indoor / mall-lobby access (rain and heat)
  • Proximity to Orchard or Somerset MRT
  • Brand match for fee-free withdrawals
  • Tourist-friendly locating (ION, Ngee Ann, Plaza Singapura)
  • Seed honesty on 24h vs mall-gated access

Tourist tip

If your foreign card has high fees, withdraw larger amounts less often and stay inside well-lit mall atria. Pair ATM stops with MRT exits that face ION or Ngee Ann City.

Local tip

Account holders should prefer their own bank’s Orchard ATM to avoid network fees — use brand hubs to jump to the matching place page.

Ranked list (seed-linked)

  1. **POSB/DBS ATM — Orchard belt** — POSB–DBS ATM access along Orchard malls. MRT: Orchard (NS22/TE14). Hours (seed): Typically Daily ~07:00–23:00 in mall unpaid areas (seed). Open /places/posb-dbs-atm-orchard.
  2. **OCBC ATM — ION Orchard** — ocbc atm in orchard. MRT: Orchard (NS22/TE14). Hours (seed): Daily ~07:00–23:00 (mall). Open /places/ocbc-atm-ion.
  3. **UOB ATM — Orchard** — uob atm in orchard. MRT: Orchard (NS22/TE14). Hours (seed): Daily ~07:00–23:00. Open /places/uob-atm-orchard.
  4. **Maybank ATM — Orchard** — maybank atm in orchard. MRT: Orchard (NS22/TE14). Hours (seed): Daily ~07:00–23:00. Open /places/maybank-atm-orchard.
  5. **Citibank ATM — Orchard** — citibank atm in orchard. MRT: Orchard (NS22/TE14). Hours (seed): Daily mall hours. Open /places/citibank-atm-orchard.
  6. **HSBC ATM — Orchard** — hsbc atm in orchard. MRT: Orchard (NS22/TE14). Hours (seed): Daily mall hours. Open /places/hsbc-atm-orchard.
  7. **StanChart ATM — Orchard** — standard-chartered atm in orchard. MRT: Orchard (NS22/TE14). Hours (seed): Daily mall hours. Open /places/stanchart-atm-orchard.

CTAs

  • Browse /neighbourhoods/orchard for area context
  • Browse /categories/atm for the full collection
  • Open /brands/posb for network discovery
  • Return to /guides for more Best of 2026 listicles

Methodology note

Rankings reflect Nearby SG seed density, MRT practicality, and errand-stacking — not paid placement or star ratings (we do not invent ratings). Last verified 2026-09-28. Sample/seed NAP may apply.

Frequently asked questions

Are Orchard ATMs open 24 hours?

Not always — many sit inside malls that gate overnight. Seed hours are illustrative; confirm lobby access on the day.

Best ATM near Somerset MRT?

Start with POSB/DBS and UOB Orchard seed ATMs, then OCBC at ION depending on which end of Orchard you exit.

ATM vs branch in Orchard?

Use ATMs for cash; use mall branches for documents and weekend banking. See also Best Bank Branches listicles and /categories/bank-branch.

Explore related

Related hubs

OrchardATMsBank branchesPOSBOCBCUOBDBSMaybank